Christmas Debt Got You Down?

Christmas Debt Got You Down?

  Christmas Debt Got You Down? According to the Federal Reserve, American Credit Card debt has now reached a record high of $1.021 trillion! 44% of Christmas shoppers racked up more than $1,000 in holiday debt. If you spent $1,054, and paid a minimum payment of...

Appraisal vs. Home Inspection

Aren’t Real Estate Appraisals & Home Inspections the same thing? There is a big difference, very big!  A Real Estate Appraiser looks at things that may present health or safety issues such as mold, exposed wires or broken plumbing.  Our reports include only...
Appraiser Jargon

Appraiser Jargon

Have you heard an appraiser use any of these terms? Did you just hear one of our appraisers use it and you came here to figure out what it meant? We don’t mean to speak a foreign language, but any profession has its jargon. What “res ipsa loquitur”...
Appraiser Ethics

Appraiser Ethics

Appraisal is a profession, and appraisers are professionals. In our field as with any profession we are bound by ethical considerations. An appraiser’s primary responsibility is to his or her client.  Normally, in residential practice, the appraiser’s...
Appraiser Licensing

Appraiser Licensing

Appraiser licensing varies from state to state. To participate in what is called a “federally-related transaction,” which is, for example, a mortgage being underwritten by a national bank, an appraiser must be licensed or certified by his or her state. The...