Serving Hiawassee, Young Harris, and the Greater North Georgia Area

Whether you’re buying, selling, planning your estate, or navigating a major life transition, an accurate real estate appraisal is a vital step. At Appraisals For Land And Homes, we provide certified, third-party property valuations trusted by homeowners, realtors, attorneys, lenders, and financial professionals across Towns County, including Hiawassee and Young Harris. With decades of experience and in-depth local knowledge, we deliver clear, reliable appraisals that give you the confidence to move forward.

Pre-Listing, Pre-Purchase & FSBO Appraisals

Pricing your property correctly is key to a successful sale. Whether you’re listing with an agent or going the For Sale By Owner (FSBO) route, a professional appraisal helps you avoid common pricing mistakes that could delay your transaction.

Our pre-listing and pre-purchase appraisals include:

• A detailed review of your property’s condition, upgrades, and unique features

• Market-based analysis of comparable sales in Towns County

• A documented report to support your asking price or purchase negotiations

Sellers and real estate professionals throughout Hiawassee, Young Harris, and surrounding communities rely on our appraisals to attract serious buyers, reduce days on market, and ensure smoother closings.

Rush & Super-Rush Appraisals Available

Need your appraisal fast? We offer:

• RUSH Appraisals – Delivered within 48 hours of inspection (25% rush fee)

• SUPER-RUSH Appraisals – Delivered within 24 hours of inspection (50% rush fee)

Weekend and holiday scheduling is available. To streamline turnaround times, we may ask about damages, upgrades, or any discrepancies prior to inspection. Some properties may not be eligible—please contact us for availability.

Financial Planning & Trust Appraisals

Whether you’re preparing for retirement, managing assets, or planning a trust, having an accurate appraisal of your property is critical. We work with financial advisors and estate professionals across North Georgia to provide valuations for:

• Long-term asset management

• Trust establishment and funding

• Strategic tax and investment planning

Our appraisals are professional, private, and crafted to support your broader financial goals.

Divorce Appraisals with Fairness and Discretion

Dividing property during divorce can be one of the most difficult aspects of the process. We provide neutral, certified appraisals that are court-ready and respected by family law attorneys throughout the region. Our Senior Appraiser, Tracy Sosebee, brings years of experience working with North Georgia’s legal professionals to deliver accurate and confidential valuations.

Estate and Date-of-Death Appraisals

Settling an estate often requires a reliable appraisal for tax and probate purposes. We offer both current and retrospective (date-of-death) valuations in accordance with IRS standards.

Families, attorneys, and CPAs across Towns County trust us for timely, compassionate service when it’s needed most.

Pre-Foreclosure & Short Sale Appraisals

For distressed or pre-foreclosure properties, clarity is key. We work with homeowners, banks, and attorneys to provide:

• Market value and liquidation estimates

• Property condition evaluations

• Supportive documentation for negotiations with banks or potential buyers

We’re experienced in handling short sales and foreclosure scenarios, even for homes in poor condition.

PMI Removal Appraisals

Still paying Private Mortgage Insurance (PMI)? If your equity has reached 20% or more, you may be eligible to remove it — but most lenders require a certified appraisal.

We provide fast, affordable PMI removal appraisals across Hiawassee, Young Harris, and surrounding areas, helping you determine eligibility and get the paperwork your lender needs.

Trusted in Towns County

From the shores of Lake Chatuge in Hiawassee to the college town of Young Harris, we understand the Towns County real estate market because we’re a part of the community. Whether you’re selling, settling an estate, or managing your finances, Appraisals For Land And Homes delivers dependable, honest, and timely service every time.

Call us at 706.633.3709 to get started.